Nine Ways to slash your family’s spending

Look for hidden waste

- Cheaper Phone Plan, House Brand of products, Do without Cable TV channels, refinance your house mortgage or car loans, Walk instead of driving short distance, Turning down your water heater, switch off the lights when you leave the room for more than 5 minutes.
Watch those credit cards

Check your credit card statements, Check for the automatic charges, pay off all loan, interest on credit card are high.
Plan low-cost family vacations

Try family vacations within countries instead overseas, short break instead of luxury and long ones
Go co-op crazy

Try babysitting co-op
Avoid restaurants

Eating more at home, save that coffee take away from Starbucks, make your own, bring your own lunch
Find cheaper entertainment

Borrow or rent DVDs, Go library to borrow children’s DVD and games.
Become a smart shopper

know your budget and expenses, cut down on expensive pedicure, designer haircuts,spas or massage, compare pricing before making purchase, stop that impluse buying at the cashier counter, bring enough cash for list of purchase, Do not spent on items not on your shopping list
Keep a tight rein on your budget
Put in the time

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